Services

ICMG designs insurance programs tailored specifically to meet your individual or small to medium business coverage needs. As an independent agent, we research the insurance marketplace for you to create a program that will provide you with the greatest value for your premium dollar.  Our services center around two broad areas:  employee group benefits for small businesses and personal life, financial, retirement and estate planning.  The following lists our specialty areas:  

Employee Group Benefits Services 

  • Medical Plans (PPO, HMO, EPO, Indemnity)

  • Dental Plans (PPO, DMO, Indemnity)

  • Vision Plans

  • Life & Accident Insurance

  • Short & Long-Term Disability Insurance

  • Pension / Profit Sharing Plans, including 401(k)

  • Section 125 Cafeteria Plans

  • COBRA Administration

  • ERISA

  • Employee Communications & Employee Handbook

Other Service Areas 

  • Individual Medical Plans

  • Personal Life, Accident, Disability Insurance
  • Long Term Care

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